State Health Insurance Program - SHIP

The State Health Insurance Assistance Program (SHIP) provides information and services to Medicare beneficiaries, including those under 65, to help them understand their health insurance benefits, bills and rights. The Harford County SHIP program provides trained staff and volunteer counselors who provide in-person and telephone assistance in the following general areas:

  • Traditional Medicare - Part A & Part B
  • Medicare supplements (Medigap Plans)
  • Medicare drug plans (Part D)
  • Counseling assistance for disabled Medicare beneficiaries (under age 65)
  • Medicare Advantage Plans
  • Medical assistance programs
  • Pharmacy assistance benefits
  • Assistance for low-income beneficiaries
  • Assistance with Medicare denials, appeals, and grievances
  • Billing problems
  • Health care fraud and abuse
  • Volunteer counselor opportunities
  • Free community presentations
  • Senior Medicare Patrol

Counseling services are confidential and free of charge.

Questions? Contact 410-638-3025 or