Real Property Tax Credit Information

Harford County residents who qualify can apply for and receive real property tax credits. For questions, please contact 410-638-3450.

Senior Citizens and Veterans

Applications are available January 15 and are due by April 1.

Renewal applications were mailed out to eligible households on January 12, 2026.

Harford County Council Bill 17-021, Bill 18-038, and Bill 22-022, will provide a 20% tax credit for a maximum of 20 years, on county property taxes for individuals who are over 65 years of age, have a dwelling with an assessed value of $600,000 or less, and who either own and have lived in the dwelling for at least 35 years or are a retiree or surviving spouse of a retiree of the United States’ Uniformed Services who has not remarried.

This credit is also applicable to veterans or surviving spouses of veterans of the United States' Uniformed Services who have not remarried, who have a dwelling with an assessed value of $600,000 or less and a permanent disability that is service-connected with a combined service-connected evaluation of 50% or higher that substantially limits one or more major life activities.

The Senior Citizen and Veteran Tax Credit Rules and Regulations  were revised following a public hearing to administer the changes in the program, particularly the changes to eligibility.

2026 Printable Application and Instructions- Senior/Retired Veteran Credit for those over 65

2026 Printable Application and Instructions- Veteran Permanent Service- Connected Disability

Veteran Administration Rating Letter Sample

Harford County offers a tax credit to an owner of a structure designated as a Harford County historic landmark by the Historic Preservation Commission for the expense incurred for the restoration of the landmark and a tax credit for the added value of the restored historic landmarks. For more information and link to the tax credit application visit the Preservation Tax Credits page.

The State of Maryland provides a credit for the real property tax bill for homeowners of all ages who qualify on the basis of gross household income. This credit must be applied for annually.


Landfill

Taxpayers who reside on their property that is within 1,000 feet of the Scarboro Landfill may receive a tax credit for being adversely impacted by their property’s proximity to the landfill. For information, contact Jason Boyle, 410-638-3455.

Nonprofit Swim Clubs

Harford County offers a 50% tax credit on real and personal property taxes of eligible nonprofit swim clubs.

Taxpayers can receive real property tax credits for installation of qualifying energy conservation devices on their properties. For the tax credit application and additional information, click on the link: Solar / Geothermal Energy Application.