When does insurance coverage become effective for new hires?
New employees hired between the 1st – 15th of a month are eligible for coverage at the beginning of the next month. For example, if you were hired January 7th, your coverage would become effective February 1st.


New employees hired between the 16th – 31st of a month are eligible for coverage at the beginning of the following month. For example, if you were hired January 17th, your coverage would become effective March 1st.

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1. At what age do you have to remove dependents from the insurance coverage?
2. Can I change my primary care physician in the middle of an enrollment year?
3. How do I add or delete dependents to my health care plan?
4. Is there a limit to the amount of time that I have to make changes to my health care dependents?
5. What happens if I am covered under another insurance plan and do not need insurance coverage with Harford County Government?
6. When can I add or delete dependents to my health care plan?
7. When can I make changes in the health care benefit plan that I have enrolled in?
8. When does insurance coverage become effective for new hires?